Long-Term Care Attorney in Dallas, TX

Plan Ahead with Confidence, Compassion, and Legal Clarity

At DebnamRust, P.C., we understand that planning for long term care isn’t just about preparing for the unknown — it’s about making proactive, thoughtful decisions to protect your health, your home, and your future. Led by founding attorney, Derek Mergele-Rust, our Dallas-based team offers trusted legal guidance for families planning ahead for aging, chronic illness, or disability.

Long-term care planning ensures that you or your loved ones receive the care you need, when you need it, without unnecessary legal or financial stress. We work closely with clients to create practical, legally sound strategies that reflect their goals — and provide peace of mind for years to come.

Schedule a confidential consultation with our Dallas firm at (214) 758-8681 to begin creating a plan that reflects your values and protects your future.

What Is LONG-TERM Care Planning?

Long-term care planning involves preparing for the possibility of needing assistance with daily living or medical needs over an extended period of time. This can include services like:

• In-home care
• Assisted living
• Skilled nursing or memory care
• Hospice or palliative care

These decisions carry both personal and financial weight. A well-structured plan can preserve assets, ensure eligibility for Medicaid, and reduce the burden on family members. Our role is to help you understand your options and create a plan that honors your wishes while complying with Texas law.

Legal Considerations for Texans Planning Long-Term Care

Planning in Texas requires a detailed understanding of Medicaid eligibility, income caps, and asset protection strategies. 

Key legal factors include:

• The Medicaid five-year look-back period
• Limits on income and countable assets
• Use of Qualified Income Trusts (QITs)
• Protection of the primary residence and community spouse allowances

Attorney Derek Mergele-Rust is highly experienced in long-term care and Medicaid planning, helping Dallas families avoid costly missteps and secure the benefits they’re entitled to — without putting their life savings at risk.

Why Choose DebnamRust for LONG-TERM Care Planning?

Attorney Derek Mergele-Rust brings deep experience in estate and elder law, combined with a client-first approach that prioritizes education, transparency, and peace of mind. As a Super Lawyers nominee and adjunct professor of law, Derek offers clients a rare combination of legal precision and practical guidance.

We help clients with:

• Asset protection and Medicaid eligibility
• Powers of attorney, advance directives, and healthcare planning
• Establishing trusts tailored to long-term care goals
• Coordinating with financial planners and care providers

We don’t just prepare documents — we develop full-spectrum strategies built around your needs, values, and long-term security.

A Thoughtful, Collaborative Process

Every long-term care plan is different. We take the time to understand your goals, discuss care preferences, and identify the legal tools that make sense for your situation. Whether you’re planning for yourself or helping an aging parent, our team is here to simplify the process and reduce stress.

Common Questions About LONG-TERM Care Planning

Can I start planning before retirement?

Absolutely. Early planning gives you more flexibility and control. It also allows for stronger asset protection and more long-term financial options.

What are common mistakes to avoid?

Relying on Medicare to cover long-term care (it doesn’t), waiting until a crisis, or transferring assets too late can all create serious challenges. Legal guidance helps you avoid these pitfalls.

Will Medicaid take my home?

Not necessarily. Texas law offers protections for your primary residence in many cases. With smart legal structuring, we help families preserve their homes while still qualifying for Medicaid support.

Let’s Build a Plan That Works for You

Long-term care planning is one of the most important steps you can take to protect your future — and your family’s. With trusted guidance from Attorney Derek Mergele-Rust, you’ll gain clarity, security, and confidence in the years ahead.

Call (214) 758-8681 to schedule your consultation and get started.